Lafayette businesses participate in the third annual Small Business ...

LAFAYETTE, Ind. (WLFI) - Downtown Lafayette business owners opened their doors on what could be their biggest sales day of the year Saturday. There weren't long lines or any shopping hysteria, and that was OK for people eager to shop small.

"I'm all about supporting small businesses," Shopper Amanda Gill said. "If I can spend my money here instead of at the big box stores that is really what I'd rather do."

American Express held its third annual Small Business Saturday across the nation. It's a chance for local businesses to showcase their own sales after the mega sales of Black Friday. Walnut Street Traditions on Main Street was one business to participate in the event.

"We carry a line of unique Christmas trees [and] several ornaments," Walnut Street Traditions Owner Traci Bratton said. "We have our own line of candles we manufacture here in Lafayette. [The shoppers] can't find that anywhere else."

Just a block away Two Tulips got in on the Small Business Saturday fun by allowing their customers to personalize any piggy bank or ornament for free.

"[The customers] are just ready to shop and see what the store has that is unique," Two Tulips Owner Cheryl Woody said. "[They want] something they can't find at the mall."

It's those unique finds that business owners hope help give them a great sales day. Woody and Bratton said Small Business Saturday usually shapes up to be the best day of the year.

"Last year we were up by 68 percent from 2010," Bratton said. "We hope to exceed that this year."

"[The shoppers] met me at the door this year like they did last year," Woody said. "We've had a steady flow of customers all day long. I anticipate it to be just as good as last year if not better."

Although Small Business Saturday is just one day, owners hope people will shop small all year long.

"Main Street is the heart of Lafayette, and people need to support us," Bratton said.

"It's huge to have customers come in and say they support small business and they want to keep us all going," Woody said. "It's a great compliment for me, and it's great for the businesses."

?

Source: http://www.wlfi.com/dpp/news/local/lafayette-businesses-participate-in-the-third-annual-small-business-saturday

recess appointment eastman kodak eastman kodak richard cordray shannon de lima joe torre west virginia university

Saudi Grand Mufti warns Gulf public against unrest

JEDDAH, Saudi Arabia (Reuters) - Saudi Arabia's Grand Mufti, the highest religious authority in the birthplace of Islam, issued a condemnation of demonstrations that appeared to blame Iran for unrest among Shi'ite Muslims in Gulf Arab states.

"The Arab Gulf is being targeted by attacks seeking to discredit religion and eliminate the material interests and wealth it holds," Al-Watan newspaper quoted Sheikh Abdulaziz bin Abdullah Al al-Sheikh as saying in his Friday sermon in Riyadh.

Al-Sheikh warned people not to follow "enemies" who called on them to protest, saying they aimed to divide the people of the region.

Unrest has erupted among majority Shi'ites in Bahrain and minority Shi'ites in Eastern Saudi Arabia in the last two years. Sunni authorities have repeatedly blamed Shi'ite Iran, which denies involvement.

Tension has also run high over Iran's disputed nuclear program, which Gulf Arab rulers fear could help Iran acquire nuclear weapons.

The al-Saud dynasty rules in alliance with clerics who back the royal family and have wide influence over Saudi society.

Al-Watan said al-Sheikh also lashed out at what he called "satellite channels that broadcast evil" and urged owners to use them to promote security and obey their country's rulers.

(Reporting by Asma Alsharif; editing by Andrew Roche)

Source: http://news.yahoo.com/saudi-grand-mufti-warns-gulf-public-against-unrest-134918416.html

lyme disease symptoms esperanza spalding jessica sanchez robert kennedy cardinals san diego weather north korea

Daily Kos: In 400 Days the Health Insurance Cliff will Kick In. For Real.

It's actually not too complicated. A couple multiplications and subtractions (and there's a table just below if you don't care to follow the math). The law says that if you, as an individual, make between 300% and 400% of the federal poverty level, the Federal government will provide a tax credit for any premiums you pay for standard insurance bought on the exchanges in excess of 9.5% of your income. But if you make more than 400% of federal poverty level, no tax credit will be available. (The astute reader may have just figured out the problem.)

The Federal Poverty Level (FPL) in most states is $11,170. Four hundred percent of that is $44680. Nine and a half percent of that is $4245. Suppose you are paying $500/month in premiums for your health insurance (not a particularly high rate if you are an older person but not yet eligible for Medicare) or $6000/year. Assuming you are eligible for the subsidy, then in 2014 the Federal government will effectively pay $1755 of that (the excess above $4245), and you will only have to pay $4245.

But what if you make $44681? Now you make more than four hundred percent of the Federal poverty level. Now the federal government will pay nothing -- $0.00 -- to help you with your health insurance premiums; you will have to pay it all. You just fell over a $1754 cliff.

Who, you might ask, could have written such a stupid law? That's a good question. Unfortunately, I don't have a good answer. Congress.

If you make	If you pay	You'll get	But if you make	You'll get
$44680 individually	$6000/yr in premiums	$1755 in subsidies	$44681 individually	$0 in subsidies
$14856 individually	$4000/yr in premiums	$3703 in subsidies	$14857 individually	$3554 in subsidies
$88200 as a family of 4	$15000/yr in premiums	$6621 in subsidies	$88201 as a family of 4	$0 in subsidies

What will this mean? As far as I can tell, it will mean that a bunch of people are going get shafted. Some will have no idea they've been shafted, and the rest of them are going to be very upset when they realize how they've been shafted.

A lot of people simply don't know exactly how much they will have made in a given year until it's over and it's too late. Maybe you get that $10 you didn't think about in interest from your savings account and it pushes you over the limit, or one of your clients pays you a few days early, or your non-health-insurance-providing company gives you a $100 Christmas bonus... and suddenly you're over the limit. Your boss getting into the Christmas spirit has cost you $1500 or more. Imagine a million people suddenly realizing that if they had made a hundred dollars less they would have made a thousand dollars more...

The effect is most severe at the top, but the cliff doesn't just apply at the top end of the subsidy range (400% of FPL). If you make 133% of FPL the government will pay the cost of your premiums beyond 2% of your income. But if you make 134% of FPL the government will only the pay the cost of your premiums beyond 3% of your income. ?So if you make $14856 and your insurance premiums are $4000/yr the government would pay $3703, but if you make $14857 the government will pay only $3554, about a $150 difference. Which, if you're making less than $15000 a year, is nothing to shrug off.

It gets worse if you're a family. Much, much worse. The FPL for a family of four is $22,050. Four times that is $88,200. Nine and a half percent of that is $8379. A family of four could easily spend $15,000 on insurance premiums, so the federal government would pick up $6621 of that. But if the wage earners in the famiy make a dollar more, $88,201... then SPLAT -- the family has just lost more than $6000.

So be careful come December 31st, 2014 -- do you really want to pick up that $1 bill you see lying on the sidewalk?

Income Level ( % of FPL )	Max Premium as % of Income
Less than 133%	2% of Income
133% - 150%	3% - 4% of income
150% - 200%	4% - 6.3% of income
200% - 250%	6.3% - 8.05% of income
250% - 300%	8.05% - 9.5% of income
300% - 400%	9.5% of income

Kaiser Foundation: EXPLAINING HEALTH CARE REFORM: ?Questions About Health Insurance Subsidies.

Source: http://www.dailykos.com/story/2012/11/25/1164534/-In-400-Days-the-Health-Insurance-Cliff-will-Kick-In-For-Real

Colin Kaepernick Aeropostale Jcpenny Cyber Monday Deals 2012 macys halle berry target

Plot/Story Discussion.

The bright new era has dawned, a paradise has been found. But what happens when chaos and corruption threaten to ruin it all?

Owner:

Game Masters:

This topic is an Out Of Character part of the roleplay, ?A Dream Within Eden?. Anything posted here will also show up there.

Topic Tags:

Forum for completely Out of Character (OOC) discussion, based around whatever is happening In Character (IC). Discuss plans, storylines, and events; Recruit for your roleplaying game, or find a GM for your playergroup.

Here is where those who are a part of A Dream Within Eden, can share and discuss among us all about plots and additional story lines. If you have ideas or suggestions, please post them here and this way everyone can voice their opinion and ideas. Please be considerate and polite, no flaming, no bashing.. etc etc. Follow standard forum rules. xD

Lenyx

Member for 0 years

---

---

i don't like double posting, but felt this should be known to the roleplayers. Some info on Eden/Gehenna, and important to the plot.. Or at least I feel it is. Kuroe is the one who created this part, mainly I think for his characters, but also I feel its important for The Raven and Master Eldorado. So yeah.. Added this info for you all. And props and thanks to Kuroe. He has been a major help with helping me create this RP, he helped get what I wanted and saw in my head for this RP... Yeah.. I'm really happy.. and currently exhausted. But I think I got everything I need to now.

Okay, so when the first settlers arrived at the ruins of the underground city beneath the dome which would become Eden, by burrowing underground like in minecraft, they found very advanced machinery which was lying in a dormant state.
It was in a state of great disrepair, however, but the head of the newly formed excavation and recovery team, a scientist now called "mother" in the rp, found the dome's purpose: to eliminate any impurities that might be harmful to life, as well as effectively destroying most electronic instruments within its area.
Beneath it was a vast underground city, where machinery used to support the dome dwelled
The experiments and mission to restore the city and technology to working order was named "El Dorado".
After a year or so, traces and references of two AI were found in the logs on the computers which had been brought back to life.
One of these was recovered a month later by the team, on the very lowest level of the underground city. It was an AI linked with the mechanisms powering the whole of the area, in the form of a girl. It was fully robotic, but somehow, after being restored to working order, had a mind equal to that of a human.
Her memory banks were corrupted and she held no outside knowledge other than how to power and control the areas below the surface. The dome, though, remained outside their reach. Literally, too. It was locked from the inside and out. However, the AI remembered one thing: that her "brother" the second AI was lying somewhere in the dome, and that he could help them.
The team, then following some directions in schematic blueprints they found of the dome, managed to bypass the system and make their way into the heart of the dome to the main control terminal, where they found a boy, not unlike the first AI, plugged into the machines and rendered immobile. Upon powering the machines, the AI woke up and demonstrated its ability of complete control over every aspect of the dome, including the growth of life. This machine prove to be more advanced than anything seen below the surface. It was a bio-integrated machine that spanned the whole of the dome. The memory of the computers and the second AI remained completely intact, and it was revealed that the purpose of the first AI was to do maintenance on the dome, and that she had little control over anything outside the city underground.
After this, the team managed to restore the city, which had fallen into disrepair as well, nearly to complete working order. It was decided that "Mother" would take charge of keeping the city's heart a secret and keeping the AIs in working order. She also had to keep them separate, as they both showed a desire to be together, and let the male AI out of his confinement. He still, however, continued to make the city work as long as he was plugged into the mainframe.

Lenyx

Member for 0 years

---

---

Post a reply

RolePlayGateway is a site built by a couple roleplayers who wanted to give a little something back to the roleplay community. The site has no intention of earning any profit, and is paid for out of their own pockets.

If you appreciate what they do, feel free to donate your spare change to help feed them on the weekends. After selecting the amount you want to donate from the menu, you can continue by clicking on PayPal logo.

Who is online

Registered users: A Rubber Chicken*, abiotrophy, allimagination*, AngelJoyeuse, Animality Opera*, AntleredRabbit, Arch_Demon666, AsuraDeWinters, Aufeis*, Binsetsu*, Blackbird26, Blockade*, BlueWind_22, Bosch, BrienaSkysong, Brock10, Butterfly Princess*, Byte*, CalamityJane, Calvazara*, Celaira, CriminalMinds*, Crooked Thoughts*, DA_SHADOW_PHOENIX*, delfiler*, Dmitrij Rosha, DuBois_Scarlett*, Exabot [Bot], Eyliel, Forget~Me~Not*, Frozen Soul*, Google [Bot], Google Adsense [Bot], Google Feedfetcher, GotDraggedIntoThis*, Hallowed777*, HAT101*, hellgirl**, Horseygirl*, IamDone*, iApple*, iCat*, Imagine That!, Kairne*, Kanade Yuuki*, KrazyTigger*, KulasLightShadow*, Layla*, legacy14*, Lenyx*, Light_of_the_Fallen*, Lingeringrepose*, Lloyd999*, lovechanningforever, Lucy Knox*, Mac the Impaler, MaliceInWonderland*, masato22*, Mela*, Merchant, MetalSliver*, MirrorMirror1498, Mishie*, Missie, Mituna*, MSNbot Media, Nami L'Chi*, Natzalia*, Nekohina, No-one-special, Of The West*, Outlaw*, OverTheRainbow, Patcharoo*, pencils-in-the-wind, Perplexis-Umbra, PreachingLegionary, Princess Awinita*, PsychoticChrono*, RedWolfe*, rpannier*, Runika*, S1mon*, Saikua*, Script*, Seirei*, SerenityMist, Shaodow*, Shiki29*, SkullsandSlippers*, SolidSnacks*, Starlight77, Tainted Twinkee, TaniaSoulEater, Tanman*, TemplarWarden*, ThatWriterGuy*, The Shadow*, TheFlag*, Toxica, Tsukiakari, umbra Alastor*, Vestiline*, ViperShinzou, VitaminHeart*, ViviOrunitiaFF9*, WhatsUpWazza*, XianEvermor*, XxEvil1xX, Yahoo [Bot], Yatalu*, Yereton, YooHooYummyTummy, ~Lonesome Butterfly~

Source: http://feedproxy.google.com/~r/RolePlayGateway/~3/tConm1XrZFA/viewtopic.php

heart transplant the international preppers geraldo obama trayvon martin pietrus cheney

Gatchalian real estate firm taps Ayala Land for Cavite housing ...

By: Krista Angela M. Montealegre, InterAksyon.com
November 23, 2012 6:25 PM

Ayala Land's ongoing Ayala Center redevelopment

InterAksyon.com
The online news portal of TV5

MANILA ? Gatchalian-led Philippine Estates Corp was cleared to partner with the low-cost unit of Ayala Land Inc for a residential project in Cavite.

In a disclosure to the Philippine Stock Exchange, Philippine Estates said its board authorized the development of its property in Cavite into a residential or subdivision project through Amaia Land Corp.

Philippines Estates has also authorized the company's president, Elvira Ting, to negotiate and finalize the terms of the development and thereafter sign and execute the corresponding agreement with Amaia Land.

Philippines Estates is developing Pacific Grand Residences, a 4.5-hectare residential subdivision at the crossroads of Dasmarinas and Bacoor in Cavite. It shall feature a mix of single-detached houses, townhouses and commercial lots.

Incorporated in 1983 as Philippine Cocoa Estates Corp, Philippine Estates changed its main purpose from agriculture to real estate in 1996 after the Wellex group gained majority control of the company.

?

Source: http://www.interaksyon.com/article/48765/gatchalian-real-estate-firm-taps-ayala-land-for-cavite-housing-project

fourth of july Jason Terry IFE Fireworks 2012 4th Of July independence day BET Awards 2012 declaration of independence

X Factor: 5 Stocks Reaching Their Ex-Dividend Date On November ...

MINYANVILLE ORIGINAL Many stocks will reach their ex-dividend date next Tuesday, which is significant for investors as the seller of the stock on that date, not the buyer, receives the most recent dividend.

A stock must be bought one day before the ex-dividend date to claim any dividends that have been announced but not yet paid. The company determines on the record date, which usually occurs two days after the ex-dividend date, which shareholders qualify for the dividend. Shareholders listed as holders of record after the record date then receive their dividend on the date of payment established by the company. Those purchasing right before the record date forfeit the dividend and normally get the stock for a reduced amount.

It may seem an anachronism in this era of high frequency trading, but the dividend rate rules are in force since it can still take up to three business days for transactions to be credited to and settled in an investor?s account.

Below are five stocks that schedule November 27 as their ex-dividend date. All annual yields are estimated.

Great Plains Energy Incorporated (NYSE:GXP) yields 4.37% annually and has market cap of $3.07 billion. Great Plains Energy Incorporated, a public utility holding company, engages in the generation, transmission, distribution, and sale of electricity. It will pay a quarterly dividend of $0.2175 on December 20, and its quarterly yield will be 1.09% based on Wednesday?s closing price of $19.91. The company has paid a quarterly dividend since the end of 1987. The dividend is down from a high of $0.42.

Rockwood Holdings (NYSE:ROC) yields 3.20% annually and has a market cap of $3.42 billion. Rockwood Holdings, develops, manufactures, and markets specialty chemicals and materials for industrial and commercial applications primarily in Germany, the United States, and Europe. It will pay a quarterly dividend of $0.35 on December 18, and its quarterly yield will be 0.80% based on Wednesday?s closing price of $43.70. The company began paying a quarterly dividend this year.

Cisco Systems (NASDAQ:CSCO) yields 3.03% annually and has a market cap of $99.23 billion. Cisco Systems designs, manufactures, and sells Internet protocol (IP) based networking and other products related to the communications and information technology industries worldwide. It will pay a quarterly dividend of $0.14 on December 19, and its quarterly yield will be 0.76% based on Wednesday?s closing price of $18.48. The company has paid a quarterly dividend since 2011.

The author has a position in Cisco.

Source: http://www.minyanville.com/trading-and-investing/stocks/articles/GXP-ROC-CSCO-HD-WERN-AVA/11/23/2012/id/46064

Chad Everett London Olympics Kristen Stewart Rupert Sanders Photos 2016 Olympics TD Bank mountain lion hanley ramirez

Don't be fooled! Great camera deals are harder to spot on Black Friday

Featured

3 days

Gary Merson , HD Guru

We?ve scoured the major retailers? Black Friday deals and found the most outstanding values for every member of the family. A 32-inch scree... Read more

3 hrs.

Devin Coldewey , NBC News

While there are plenty of deals and discounts to be had on TVs, phones,?laptops and other tech products, camera-wise, there aren't a lot of reasons to wait in line until midnight?after Thanksgiving dinner. That's because the year's best cameras ? many of which are?rounded up here?? simply?aren't subject to fire-sale pricing. The cameras you'll most likely?find in sales circulars?are cheapies to begin with, or are?nicer but older cameras that have to move because they're just taking up space.

Sure, you can get a Nikon D3200 for $600 at Best Buy on Friday, and that's a good deal on a relatively new camera. But this is the same good deal that's been going at B&H and other retailers for a while now. Same thing?goes for the unremarkable $649.99 Black Friday?price tag on the remarkable Sony NEX-5R with kit lens.?

The camera you'll see everywhere?with the biggest price cut is the?Canon T3.?Though it'll take decent pictures, it's a year old, was downmarket to begin with, and has long since been replaced by shinier hardware.?

What about the dozen or so point-and-shoots that cost less than a steak dinner? Many of them, particularly the?off-brands, will?perform worse than your phone's camera.

Only a few noteworthy point-and-shoots appeared as we combed Black Friday ads from top retailers. Canon's ELPH 110 HS and Samsung's?WB150F are both modest but decent little cameras?that usually go?for around $180, but will be selling for $130 at Best Buy?and Adorama respectively. Neither would be a bad camera to keep as a back-up, or to give to a photo-enthusiastic kid.

Another recommended?Canon, the SX260, lists for $299.99, so the fact that Best Buy and others are selling it for $199 is pretty great. It's definitely a deal ? especially with free case and memory card ??but the camera already sells on Amazon for $229.99, and we spotted one other?retailer selling it for $209.99.

Whether the motivation lies with?the retailers or the suppliers (or both), the price flexibility in the camera world?shows a desire to offload old inventory, not to?shed light on hot new cameras. Perhaps the assumption is that shoppers,?in the heat of the Black Friday or Cyber Monday?moment, won't have time to check the specs. Meanwhile, camera buffs will likely?pay more for hot devices like the Olympus?E-M5 or Sony RX100, so why offer them deep?price cuts?

But if you're a photographer ??or just shopping for one ? don't despair. Prices may not be plummeting on the best stuff, but?accessories are on sale, and camera bundles offer a new kind of value proposition. Who couldn't use an extra 16-gigabyte SD card? At under?$10 each in multiple sales they're a solid deal. And every photographer needs a couple external hard drives ? and you can get multi-terabyte ones for under $100 at Staples, Best Buy or Office Depot.

If you do decide to pick up a camera, even at fairly regular prices, keep an eye out for bundles. Sometimes in order to get around manufacturer ?pricing rules, shops sell a camera for an ordinary price but include a bunch of goodies to make up for the lack of savings.

For instance, here's that D3200 at Adorama for just under $600. But if you scroll a little further, here's the same camera with the same lens for the same price ? except you get a bag, a 16-gigabyte card, and some filters as well. Why is this? It's a mystery, but not the bad kind of mystery. Get the bundle. Even if there are things in there you don't think you'll use, it can't hurt to take it all and sort out what you'll keep once you get home.

And if you do?want to pick up a sweet new DSLR or fancy point-and-shoot, just remember that prices will?never go up, and tend to go down. Generally, the worst time to buy any camera is the month or so after it launches, but soon enough, the pricing does?start to ease downward, even if it doesn't drop like a rock. Just because the camera of your dreams isn't a doorbuster doesn't mean it's not delivering value. And in the Black Friday frenzy, when every slash of a price tag triggers a visceral reaction,?it's worth remembering that you sometimes have to pay more to get more.

Devin Coldewey is a contributing writer for NBC?News Digital. His personal website is?coldewey.cc.

Source: http://www.nbcnews.com/technology/technolog/dont-be-fooled-great-camera-deals-are-harder-spot-black-1C7154889

the maldives harper lee mega millions numbers the fray seahawks new uniforms 2012 tornadoes in dallas anchorman 2